Freaky Frugalite

The Credit Card Swap

Friday, March 11, 2011

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Have you ever done it? The credit card swap? You transfer your existing, high-APR percentage rate balance to a new card with a lower APR? I haven’t done it very often because I haven’t had very large balances on my cards… but I’m still paying for that kitchen renovation, and the lovely introductory APR rate [...]

New Credit Card Laws Now in Effect

Saturday, March 6, 2010

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I found this extremely handy summary of the new credit card laws that are now in effect as of February 22, 2010. NEW YORK (AP) - The new credit card law is finally here. Starting Monday, banks will need to abide by new regulations on terms and disclosures. The idea behind the landmark law was [...]